Share Account Fees

Christmas Club early withdrawal

$5.00 & close

Vacation Club penalty after two withdrawals per year

$5.00

IRA early withdrawal fee

Last quarter dividend whether earned or not

Share Certificate early withdrawal fee

90 days dividends, whether earned or not

Share Draft (Checking) Accounts

Returned item fee

$25.00 per item

Courtesy Pay fee

$25.00 per item

Stop payment fee

$10.00 per request

Share draft printing fee

Varies upon style ordered

Photocopy of check

$3.00 per copy

Share draft history fee

$1.00 per month

Returned cancelled checks

$2.50 minimum charge for up to 32 drafts

$.08 per draft over 32 items

Loan Fees

Loan application fee

$5.00 per application

Mortgage loan application fee

$100.00 per application

Loan cancellation fee

$30.00

Loan extension fee

$30.00 (Limit of two (2) per term of the loan)

Home Equity fees

Appraisal-$275, Payoff processing fee-other institution-$30, Loan cancellation fee-$30,Title Exanimation fee-$58.00, Recording Fees-$91.00

Other Service Fees

Deposited item return fee

$35.00 per item

Wire transfer fee

$15.00 domestic $35.00 international

Money Order/Corp/Cashier Check fee

$ 1.00 per item

Dormant account fee (no activity for 12 months)

$3.00 per month on accounts less than $100

Share account closing

$25.00 if open less than 3 months

Certified Check fee

$3.00 per check

Account research fee

$10.00 per hour (1 hour minimum)

Fax fee

$1.00 per page

Corporate Check stop payment fee

$10.00 per check

Money Order stop payment fee

$2.00 per check

Replace lost Visa debit/credit card

$5.00 per occurrence

VISA debit card - PIN request

$2.00 per occurrence

Returned statement fee

$5.00 per occurrence

VISA Gift Card Fee

$3.00 per card